The Board of Directors of LIC Housing Finance Ltd (LICHFL) met on January 30, 2026, to approve the unaudited standalone and consolidated financial results for the third quarter ended December 31, 2025. The results highlight a resilient performance with total income reaching ₹7,209 Crore, representing a marginal growth of 0.42% over the preceding quarter and a 1.97% increase compared to the same period in the previous year. The company’s profit after tax (PAT) for the quarter stood at ₹1,434.89 Crore, showcasing a significant 6.34% rise from the previous quarter and a substantial 22.75% growth year-on-year. This growth was bolstered by improved asset quality, with a notable reduction in impairment costs and a write-back of provisions.

Financial Result Analysis (Q3 FY 2025-26) | Particulars | Q3 FY 2025-26 (₹ Cr) | Q2 FY 2025-26 (₹ Cr) | Q3 FY 2024-25 (₹ Cr) | % Change (QoQ) | % Change (YoY) | | :— | :—: | :—: | :—: | :—: | :—: | | Total Revenue | 7,209 | 7,179.79 | 7,069.99 | 0.41% Increase | 1.97% Increase | | Profit After Tax | 1,434.89 | 1,349.35 | 1,169.00 | 6.34% Increase | 22.75% Increase |

LIC Housing Finance Ltd, promoted by the Life Insurance Corporation of India, is one of the largest housing finance companies in India. Established in 1989, it provides long-term financing for the purchase, construction, and repair of residential properties, catering to individuals, professionals, and developers. Throughout 2025, the company maintained its strategic focus on the affordable housing segment and expanded its digital capabilities to enhance customer service. Recent updates include the appointment of Doraiswamy Ramachandran as Chairman in 2025 and consistent growth in its project loan portfolio, which saw a 162% surge in disbursements during the year. Major institutional investors as of late 2025 include Mirae Asset Global Investments, The Vanguard Group, and Quant Money Managers, reflecting strong institutional confidence in the firm’s market leadership.